Welcome to Raydiant Insurance Agency (“Raydiant,” “we,” “us,” or “our”). By accessing or using our website at https://www.raydiantinsurance.com (“Website”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Website.
1. Purpose of the Website
This Website is intended to provide general information about our insurance services and allow users to:
Request insurance quotes
Submit contact forms
Schedule consultations
Learn about our agency, values, and service process
This Website does not provide legal, financial, or tax advice.
All insurance information is for informational purposes only and does not constitute a binding offer or contract of insurance.
2. Third-Party Services and Portals
We may provide links to third-party services such as:
EZLynx
Canopy Connect
Insurified
Other quote or document upload tools
You understand and agree that:
These platforms are not operated by Raydiant Insurance Agency
We are not responsible for their terms, security, or use of your data
You use third-party platforms at your own risk and subject to their terms and privacy policies
3. User Conduct
You agree not to:
Use the Website for any unlawful purpose
Attempt to breach the security of the Website
Upload or submit false or misleading information
Violate the rights of others or impersonate anyone
We reserve the right to restrict access or remove submissions we believe violate these terms or applicable laws.
4. Disclaimer of Warranties
This Website is provided “as is” without warranties of any kind.
We do not guarantee:
That the Website will always be available or error-free
That information is complete or up-to-date
That insurance quotes or coverage terms will be final or binding
You assume full responsibility for your use of the Website.
5. Limitation of Liability
To the fullest extent permitted by law, Raydiant Insurance Agency is not liable for any direct, indirect, incidental, or consequential damages arising out of your use of this Website or linked third-party services.
6. Intellectual Property
All content on this Website — including text, branding, design, and logos — is the property of Raydiant Insurance Agency and may not be copied, reproduced, or redistributed without written permission.
7. Changes to These Terms
We may update these Terms of Use from time to time. Updates will be posted on this page with a revised effective date. Continued use of the Website after changes indicates acceptance of those changes.
8. Governing Law
These Terms are governed by the laws of the State of North Carolina, without regard to its conflict of law principles. Any disputes must be brought in a state or federal court located in Mecklenburg County, NC.
9. Contact Us
If you have questions about these Terms, contact us at:
Raydiant Insurance Agency
Charlotte, NC
📧 Email: contanct@raydiantinsurance.com
📞 Phone: 7043809699