1. Information We Collect
We may collect:
โInformation You Provide Directly:
When you request a quote, submit a form, or communicate with us, we may collect your:
Name
Email
Phone number
Address
Insurance details (vehicle, home, business, etc.)
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Automatically Collected Data:
Our website may gather usage data such as:
IP address
Browser info
Pages visited
Device type
2. How We Use Your Information
We use your data to:
Provide insurance quotes and services
Respond to inquiries
Improve our website
Fulfill legal or regulatory obligations
We only use your data for legitimate business or legal purposes.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
3. How We Share Your Information
We may share your data:
With insurance carriers, wholesalers, or tech partners (like EZLynx or Insurified) to help deliver quotes or bind coverage
With service providers who help run our website or handle communications
When required by law or regulation
โWe never sell your personal information.
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โ4. Third-Party Links and Portals
Our website may include links to third-party platforms such as Insurified, EZLynx, or Canopy Connect, where you may log in, share personal data, or manage policies. These platforms operate independently from us.
We are not responsible for their privacy practices
Your use of their services is subject to their own privacy policies
We recommend reviewing their policies before submitting any information
5. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance your experience. You can manage cookie preferences through your browser settings.
6. Data Security
We use physical, technical, and organizational measures to protect your data. While no system is 100% secure, we take reasonable steps to safeguard your information.
7. Your Rights and Choices
You may have rights under applicable law to:
Access your data
Request corrections or deletions
Opt out of communications
To make a request, email: privacy@raydiantinsurance.com
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โ8. Childrenโs Privacy
Our services are intended for adults. We do not knowingly collect data from anyone under 18 years old.
9. Changes to This PolicyWe may update this Privacy Policy. Any changes will be posted here with a revised effective date.
10. Contact Us
Questions about this Privacy Policy? Contact us:
โRaydiant Insurance Agency
Charlotte, NC
๐ง Email: privacy@raydiantinsurance.com
๐ Phone: 7043809699
๐ Use of Information for Insurance Quotes
โWe collect personal information including name, contact information, and insurance policy details solely for the purpose of providing insurance quotes, conducting follow-up communications, and delivering personalized coverage recommendations. Your data is handled securely and only accessed by authorized personnel.Submitting information through our website, including via integrated tools such as Insurgrid, does not bind coverage or guarantee premium pricing. Final eligibility and pricing are subject to underwriting review by the respective insurance carriers.
๐ฉ Consent to Contact
โBy submitting your information through our website, you authorize Raydiant Insurance Agency to contact you via phone call, text message (SMS), or email regarding your insurance inquiry. This may include follow-up messages, personalized quote delivery, or policy guidance. Standard messaging rates may apply.You may opt out of communication at any time by replying โSTOPโ to any text or requesting removal via email at contact@raydiantinsurance.com.
๐บ๏ธ State Licensing Notice
โRaydiant Insurance Agency is currently licensed to conduct business in the state of North Carolina. If you are located outside of this state, we may be unable to provide binding quotes or issue coverage.